Regardless of what film/developer combination you use John's advice to overexpose and underdevelop slightly is very sound, IMO.
I agree with what others have said about matching film and developers to specific circumstances and needs. However, this presumes a rather more sophisticated degree of control and more knowledge than is often the case with persons struggling with issues such as overexposure and/or overdevelopment.
I am not sure what system of exposure the originator of this thread is using, but my advice to almost anyone would be to invest in a good hand-held meter and learn to use it well in both reflective and incident modes. I personally recommend the incident system as the most fool proof for beginners, and flexible enough for very advanced users as well, but that is another story.
Originally Posted by John Bragg