Gary:
I've started to wonder whether we all might be misunderstanding what you are asking.
I think most of the answers in this thread are directed to evaluating how well exposed and developed your fim is, with a view to how well your shots can be printed.
I'm wondering whether your question is more to do with the overall appearance of the developed film - not how printable the negatives are, but instead whether they just look
generally like properly developed negatives.
I have a feeling that you are expecting to see something like the results you would get with high contrast lithographers' film - stark, clearly visible images, rather than the subtle range of tones one sees in a normal continuous tone negative.
I don't know whether you have visited Jason Brunner's website (he is both a moderator and an advertiser here) but he has links there to a number of how to videos posted on YouTube. Here is a link to his site:
http://www.jasonbrunner.com/videos.html
I'd suggest watching all the videos there. In particular, I'd suggest viewing "Developing Roll Film Pt4". At about 6 minutes and again at about 7 1/2 minutes into that video, you will see Jason holding up some freshly developed 120 B & W film. Those negatives look well exposed and well developed to me. They are of course larger than 35mm film, and they have no sprocket holes, but I think that what you see there may help answer your concerns.
Hope this helps.
Matt