Dennis, all film Tom A., you and me used come from the same 2 - 100' rolls. One of Un-54 and one N-74. They were send to me by ORWO NA and I assume they are fresh. I didn't noticed any fog issues,as well as Tom. I never tried Xtol 1:3. Its kind of crazy to test brand new emulsion in "questionable" developer. I can see way to high contrast on your pictures, but I'm not sure is it from negative or post-processing?? Also negative exposure for was on shorter side to. Keep shooting!