You have illustrated an extremely basic point. Any beginning photography student who listens to the instructor and reads the text knows that the left photo is what happens when you listen to a reflected meter in such a situation, and that the right photo is what happens when you listen to an incident meter. One of the very first things a good instructor teaches beyond the basics is how to use a meter; how to convert what your meter is telling you into a "good" exposure using your meter's provided info and your brain. Reflected meters are inherently flawed for metering an entire composition at once and going with exactly what the meter sez. We all know this. It has nothing to do with film or digital. It has to do with knowing how to use a meter.