I don't have a 32" cutter so I have to use the art store's cutter. Most stores in my area don't have cutters available for customers to use for fear of being sued by clients losing fingers. Pre-cut is so easy. BTW, great to see you posting again. Missed ya when you were absent. Best wishes for your health Ralph.
Late last year I bought myself a used mat cutter.
Using it reliably and relatively effortlessly is definitely a learned skill - at least I hope it will be.
I do like, however, being able to cut a mat to the size and aspect ratio that best suits the individual photograph.
I use a Dexter mat cutter and a 16" straight edge. Simple and cheap.
Good info I will be using soon. precut mats are so expensive in stores. btw are 4ply mats a bit too thin? or ok for a temporary installation lasting 2-3 days?
4 ply ones are pretty much "standard". All mine are 4 ply - some are single matted, some are double matted.
I highly recommend FramingSupplies.com.
I have worked with them for several years. They custom cut my matts on the board of my choice and ship them to me here in Atlanta.
(Just to be sure, I have no financial relationship with them, other than sending them about $100 a month!)
I have no doubt that the other vendors mentioned and endorsed by others are also good, too; in all fairness. But Frame Destinations is a sponsor of APUG, as well as a supplier. :)
And PS: Ralph, I do cut my own, but it is a learned skill and requires the proper tools.