I'd never heard of a paypal credit card until now. Presumably it just draws on your paypal balance until it's empty and then it draws on whatever you've set up to fund paypal. Is that correct?
It really is a debt card but PayPal tells you to only use it like a credit card. Once in a while, when I insert it into a scanner, a debt card screen pops up, I just hit cancel, and then the process carries on just like a credit card. Except, if not enough money in the account, it won't work, transaction gets rejected.