I've found that some clients think that because they have a computer with Works on it and a color printer I'm all set to make my own cards! What they forget about is that by the time they add up all the costs including ink for the printer, card stock & envelopes, time to lay out the cards or having someone like Chris do this but they won't because they know they can do it themselves, hiccups getting the color correct (most people don't have monitors that have been color balanced. I do mine every 30 days at least!) and they can't figure out why what I see on the screen isn't what's printed. Then the time they put into a project like this.
Some get frustrated and come back to me.
I educate my clients on this.
Sometimes you get what you pay for.