Naturally some of you must partake of the outdoor winter activities... Do you find yourself more burdened with camera bag and gear, or do you always take it along despite the loss of mobility it incurs?

I have a moderately sized camera bag. It's unobtrusive IMO. However I also have a photographer's vest that I can wear under my jacket and stuff with cameras but I am a bit more scared of taking a fall or a spill and landing on a lense.

Forget bruised ribs, I'd be out a lens!

I bring it up due to an upcoming snowboarding session (next weekend, or possibly the one after that) I have planned. I figured it would be interesting to hear the take from other Denver area folks.