I am learning for the first time how to load a film to my single 35mm Paterson plastic reel.

Are we suppose to load it as such that the emulsion side faces the inside of the reel?

I have been practicing loading and I find towards the end it gets very tight and not smooth. Is this normal?

Thirdly I find it takes a lot of strength to open up the reel after loading it and occasionally it will damage the film? Is this normal? Am I suppose to reel the film until all the film passes the ball bearing?