I think the OP's original post has been "missed". I think he is saying that living in an apartment the ambiant cold temp of his water is 85 deg F.
I suggest to him what I do, although I do not have the same situation. Get a 2 1/2 or 5 gal bucket. And temper a large quanity of water to say 72 degrees unless you keep your appartment at 68 which I doubt. Take the water for your developer and stop bath mix from this tempered water and have your fixer as close to this temp also. You can gradually introduce your film to the 85 degree wash.
I know 68 is a B+W magic number but 72 works fine too... 75 might be too warm for a lot of developers and "uniformity".
I vacationed in Aruba and noticed that no matter how long you ran the water it was warm.. the water mains were not buried on the island, black pipe in the equatorial sun gets hot, and I assume the "cold" lines in the apartment don't offer the opportunity for the water to get much below the OP"s posted temp.