Quote Originally Posted by AlbertZeroK View Post
And for those of us with home owner's insurance, their is typically a cap on all kinds of things including computers, photography equipment, even big screen tv's.
A number of years ago I looked into getting my cameras insured and I learned that if I had a $10k turntable it would have been covered by our homeowner's insurance. But these were cameras so if they're over $x I "must" be a professional and would need a rider. So Albert is right here; caps and/or exclusions.