Quote Originally Posted by zsas View Post
^ I am confused? PayPal Direct Payment is not the same thing (I believe) as a Paypal payment typically done outside of Ebay for "Goods". I believe Direct Payment is where you enable on your website a store that processes using Paypal as the "back layer" as an API (in IT terms)

On the Dutch paypal site the term used for transactions not covered is "private transactions" (privé transacties). I don't see how I can read that in any other way than a payment from me to you.

That said, I should have left out the words "identically unequivocal" in my saying: "But, the same goes for the buyer side of things. Dutch (13.3) and US terms (13.3) are identically unequivocal on this: "Payments for the following are not eligible for reimbursement under PayPal Purchase Protection: (13.) PayPal Direct Payments"."

You may be right in your interpretation of "Direct Payment". I am not knowledgeable enough to tell. Need a lawyer!

The way I read it (in both languages and in its context) I don't believe that private transactions (private person a to b) are covered by paypal's buyer- or seller protection program.