Quote Originally Posted by zsas View Post
Try this, login Paypal, click on Send Money, are there two tabs, 1) Purchase, 2) Personal (aka privé transacties)?

In the US, 2) Personal are not covered (ie Gift, cash advance, living expense, payment owed, other)

Some of the 1) are also not covered, but I believe "Purchase>Goods" is, at least here in the US

Anyone think different, OP call the Paypal Custome Service maybe?
On the Canadian site, it is made clear that the main pre-requisite is that the protection applies if the payment is sent to purchase tangible goods. Payments sent for purchasing services or IP (like music files) or just to transfer monies (like gifts) are not covered.