Quote Originally Posted by Steve Smith View Post
So in the US, does a company hold the funds to employee's pensions? I have a UK based company pension which is managed by a separate finance company. My employer has no access to the funds and in the case of bankruptcy, the funds would still be there for me.

I am not an expert on pensions, but it is my understanding that the answer to your question depends on the company. However, in most cases pension funds are under control of the company and are therefore vulnerable in a bankruptcy. There is some kind of government insurance plan that may cover part of the pension loss to the employees if a company cancels its pension plan, but I don't think it provides 100% coverage.