In my working life , I did not get more than 150 dollars per month. I worked 14 hours a day , 6 sometimes 7 days a week and hitchhiked to home under heavy snow , 60 miles at 2 AM to home every night for years . Within this environment I bought 6 Leicas , 1 Rollei , 1 Kiev 88. And cheapest one was 400 dollars. I did not ask anyone whether I should buy a Leica or not. I have 2 magnum photographs from these days worth 11000 dollars today. If someone believes something , he can get any equipment.
I like your attitude. Now where do you find the 400 dollars cameras?