I'm shooting from the hip in regard to zone system. I don't spot meter, but do consider the shadows and what level of detail they should have in the final image and that affects exposure choice, just like the OP. I use tmy2 and don't worry about the highlights because the film can capture it.

Then for a big-range scene, I develop it in PMK with has some nice compensating treatment of reining in the highlights.

A scanner or VC paper can handle this with some modest flexibility. Zone system predates quality variable contrast paper (or scanners) and film like tmy2, so it was not so optional in it's time. Regardless, there is much value to having the negative as ideal as possible.

Scanning can pull a huge amount of data out of shadows, but it's still nice to not let things be too weak.