Buy the medium format camera you want! I mean, this is a site for film users, and I can't promote digital. Sure, digital is easy, but if photography was supposed to be easy, Gene Smith wouldn't have called his class "The Art of Photography Made Difficult."

Seriously, you do say that there are a few pro labs left where you live - why not use them? The ones that are left are probably very good, or they wouldn't have survived. And how many labs do you really need? I only use one lab for my work.

Processing film is not difficult. I process my own black & white all the time. If you can get your hands on some chemicals, you'll be souping in no time.

Good luck.

-Tim