Well, It's finally dawned on me how much I've invested in gear (Thanks, GAS).

The thought occurred to me how much i'd be screwed if one of my bags were stolen, and I'm beginning to think I should get some kind of insurance for my stuff...

Do any of you have Camera insurance? How expensive is it, and what does it cover? How do they value your equipment?

I'm afraid that a regular Joe insurance guy would never see the value in some very expensive film equipment because it's not "digital", and thus never properly compensated you if it were taken...