Steve ... nearly every hospital in this area is going broke because of the cost of emergency services
to the uninsured, and this is one of the most affluent parts of the country. More payroll is spent in
the office haggling with insurance companies than payroll for doctors and nurses. Some surgeons aren't even getting paid. It's even worse in private practice. A private insurance plan for a family
can be double per month of a home mortgage - and then they can dump you when you real need it.
But to be fair to the ins co's - they need all that money so they can pay their buddies in congress
to prevent change. (My wife is in medicine and we're right in the middle of the mess!)