Brian, I feel your pain.
I had a very similar experience about 3 years ago and lost a lot of important digital files.
Fortunately my negatives continued to provide a reliable, though somewhat sparse, record of that period of our family life, mostly because I continued to enjoy working with my K1000.
Film does rule in this important area. Although experiences with storms such as Sandy and Katrina provide us with a constant reminder that nothing in life can be totally safe, film remains the most reliable image storage method I can think of.