Well guess what guys! The fungus i suspected is NOT fungus!
I tried wiping off with lens cloth and it didnt work so i thought it was fungus. But then i just risked it and used my nails(yes my nails) on the lens and it came out!. Very clean lens!
Thank god its not fungus!
YAaaa!!!! I'm happy for you! Yes, you have a good deal there (especially since you don't have to replace the lens). They are great cameras to use and i hope you make and enjoy hundreds of beautiful images with it.