I once owned a Rolleicord with a Schneider Xenar 3.5 lens and I would suggest it is much better value for money than a Rolleiflex. Having said that Iím sure many Rolleiflex owners would disagree, but lens speed isnít everything.
Having both, I'd agree with you. The Planar/Xenotar lenses certainly are sharper, especially wide open, but you pay a lot more for an advantage that in most circumstances isn't enormous. (And the speed difference is less than a stop; it's nice to have but it's not *that* big a deal by itself.)
San Diego, CA, USA
The lady of the house has to be a pretty swell sort of person to put up with the annoyance of a photographer.
-The Little Technical Library, _Developing, Printing, And Enlarging_