Can't argue that you accept a certain amout of risk using Walmart. It really becomes a question of risk vs reward. (Of course any option carries some risk.) One point of clarification: my posted experience is with the send out service. Walmart is not really doing anything with your film other than sending it out to Fuji and returning it back to you. This really just amounts to an alternative way of doing business with Fuji. The interaction with local walmart folks is having them fetch the returned film from the drawer.