To those who don't think that Tmax 100 shot at 50 done in Microdol-X 1:0 (not Perceptol nor D-23/25) is not pretty darn close enough to match Panatomic-X shot at 25 in Microdol-X 1:0, I encourage you to Try It. Otherwise you're just spouting Conventional Internet Wisdom. And I know about the sharpness difference with doing 1:0 vs 1:3; its the use of the stock 1:0 that gives those creamy tones.
See a few of the Tmax/Microdol-X combination at

I've long wanted to try Tmax 100 in a well-seasoned large tank of replenished Microdol-X.