I should also point out, the term "fine art photography" has been usurped as a polite way of saying "nude model photography".
Not really. A lot of people use that term to mean so many different things it's kind of lost meaning. Yes, nude photography that isn't blatantly pornographic often gets labeled "fine art photography" for the sake of providing a genteel cover for guys who want to stare at boobs all day. But it also does legitimately refer to Ansel Adams et al. The thing that rubs me the wrong way with the term is that it implies there is a "coarse art" photography, and perhaps a "medium art" photography, as well as an artless photography. How do you draw those distinctions? Nudes can certainly fit in all of the above, as can landscape, portrait and just about any other category of photograph.