Never squeegee film, period. Not with your fingers, not with anything. The last step should be soaking your film in distilled water with a bit of Photo-Flo or some sort of wetting agent for a minute or two before hanging to dry. Be careful not to use too much Photo-Flo... error on the short side when mixing.

Make sure that your are using enough developer to cover the reels and make certain your reels are CLEAN. Photo-Flo inhibits development so if it is left on the reel it will cause problems. (I remove my film from the reels before it goes into any Photo-Flo or wetting agent.) Also, make sure you are loading properly. Are you using plastic or stainless reels?