Quote Originally Posted by John Wiegerink View Post
Makes ya wanna run right out and hug an Insurance Agent don't it! I'm about insurance broke now and do not need anymore premium notices. I'm thinking of joining a local club in my hometown and then maybe let just members I knew use my darkroom. The club just started about three months ago and is just about 100% digital, but I'm sure film would be welcome. We'll see I guess!
You're a little harsh on insurers....don't forget that there is a potential liability to anyone, even friends, visiting your home for any reason should they have an accident. Add in if anything went wrong in a darkroom (water + electricity? Chemicals...dermatitis?), you may be glad of proper insurance cover. Small risk, I know, but Sodd's law......