how's about this:

lets split things up:

Body w/ (1) 120 insert:
$350 shipped in the USA

spare 120 insert:
$50 shipped in the USA

220 inserts:
$35 shipped in the USA (each)

45-85mm lens:
$475 shipped in the USA

150mm 2.8 lens:
$585 shipped in the USA

thanks,
Dan