We were a 1-income family while our daughter was growing up, and remained so after that, due to my wife's health problems. This required a lifetime of real frugality. I always had a low level interest in photography, but never pursued it due to expense and family responsibilities. My increased interest coincided with becoming empty-nesters and the collapse of film. Now that I'm in my peak earning years before retirement and we were mostly unaffected by the recession, old habits die hard and I still am pretty cautious about spending on photography equipment and supplies. I never forget that every bit of it is just a toy. However, when an unexpected opportunity appears to get something I want at a good price, I don't have to worry about taking advantage of it.