Oddly enough I had a female friend who is a stay at home mom (but not soccer) and pretty decent digital photographer shoot my wedding. No way was I paying the usual pro rates. Not saying y'all aren't worth it, I'm saying it wasn't worth it to US. She normally hates weddings and won't do them much less solicit them (she does have some lighting equipment and does a bit of paid portraiture, and pretty decently) but did ours as a favor. We're actually quite happy with the results.
Even an average pro would have probably added at least 50% to the total cost of the wedding. I think expensive weddings are a very silly extravegence. YMMV on that of course. We all have our ideas what is worth paying for and what isn't. Heck, I thought the wedding we had was a bit over the top but my bride thought it was modest and simple, though just what she wanted. Different cultural backgrounds there. In any event we compromised - we did it her way.