My advice: Don't buy toys with money you do not have, or should have really used for other priorities. And don't go looking for trouble - once you are in the midst of a GAS (gear acquisition syndrome) attack, it will be hard to get out of without damage done. Once your hobby becomes gear acquisition, it is a different hobby than photography. It is sometimes hard to distinguish between the two, but having tried both, I think photography is more fun and better for your overall well-being.
Well put. I know I've gone down the GAS trail too much in the past 8 years... Was it worth it? Nope. The tons of cash that I dumped into gear could've gone toward a LOT of film and processing. I probably would've been very happy if I'd continued shooting with my original FM2n and never laid hands on the F3P that replaced it.