Quote Originally Posted by Earl Dunbar
Uh, I think pharamaceutical companies, technology advances in medical imaging, etc. and the for-profit health care organizations are the real drivers in higher medical costs. Whether a company partially or fully funds a health plan is immaterial. But this is way OT now.
The consumer, single person or a business that provides medical coverage, determines the cost. As long as business pays the premiums the insurance provider will pay for all the new technology. The insurance companies simply pass along the costs in higher premiums. As long as the costs can continue to be passed along, pharmas, and tech companies will increase their prices.

Eventually, most employers will have to bail out of providing health care or provide a very minimum coverage, similar to what is beginning to happen with pension plans.