Quote Originally Posted by Jim Chinn
The consumer, single person or a business that provides medical coverage, determines the cost. .
Not quite. The insurance companies deal with the billing to bring it down - for them. Example, the surgery to reattach my thumb was billed at about $19,000. The final bill was $8000 because the insurance company negotiated it down. They always do that with big bills.

The insurance companies determine what's paid out. They determine how they will bill anyone, including you. The insurance companies have more money than the government! It's true. Sad.

(I did tell them just to trim the dangler off and let me go thumbless, but they drugged me and next thing I knew I was in surgery. Drugged me! No kidding. One is not competent with a head full of morphine.)

But their days are limited. A single-health plan is in your children's future.