Congrats Mike! For me, the waist level finder took a little getting used to, but I found that the more I used it, the easier it became. So practice practice practice! I find that I need to use a tripod, but I know that a lot of people have used this camera handheld with success. Here is a gallery that I much admire. The photographer uses a 501 c I believe.

http://www.photo.net/photodb/folder?folder_id=338558