Since this is an update of your original post, I take it you are still in the city you hate and have now received the approval for the money you need to start a studio.
You proclaim this as success and seem happy yet uncertain.
Please let us know if you still hate where you live and if you still wish that you could relocate to a different place.
I would love to celebrate your achievement, if in fact that is what you really want or is this just what happened while you were making up your mind what you wanted.
Let us know.