Thanks for the input Paul. I did speak to my agent and they gave me two options: 1) I can give them the lens and they will cut me a check right there for the insured amount, no questions asked, or 2) I can get a repair estimate and they will pay that amount, whichever I prefer.
It's a no-brainer then, replace it.
Bob Fowler firstname.lastname@example.org
Some people are like Slinkies. They're really good for nothing, but they still bring a smile to your face when you push them down a flight of stairs.