Nah, don't bring the camera. It has been proven that no photos of any merit will ever be taken or produced in that area. I think there is something in the water......

Monterey has it's own "Fisherman's Wharf" but there is a restaurant one pier to the north of there that is worth the investment. It is fantastic for lunch and great (if pricey) for dinner. It is called The Sand Bar and Grill. It is built halfway between the surface of the pier and the water (you walk down a flight of stairs from the wharf to get in.) You can often enjoy watching sea lions swimming in the marina as you have lunch.