I strongly believe that the penalty for a healthy lifestyle is your bankrupted kids changing your diapers!!! Try it, see if you like it and make it another arrow in your quiver. Priorities Ernie - your life or your art!!
On Jovo's point, I actually think materials can make you a better photographer. The difference between a "good" and "great" image is subtleties and the materials, or their combination, can add subtleties to your performance that enable you to better express yourself. That's not to say that materials obviate the need for creative vision - it's just that you have new means to better convey that vision. Good photography, like any other art form, requires both art and craft. I've seen many boring, technically perfect photographs - I've also seen many well-seen photographs that were ruined by poor execution.