"Personally, I find most wedding photography tedious and formulaic,"
Quite true but aren't 95% of wedding tedious and formulaic. The B&G are wearing their uniforms, as per tradition. The bride wears white( now there's a strange tradition). The whole thing is this strange interplay that is basically a blur to the B&G. They are herded to place after place for the entire day to live out this strange fantasy that has been instilled in women for centuries.
The family pays thousands to hundreds of thousands of dollars for clothes, cake, hall, limo, music, booze, food, and of course photography. And the next day it is all gone except the pictures. And only 50% of the marriages last. It is a very strange industry.
I agree, get married, invite a few friends to your house, have a party and get a friend to take some pictures. Then give the B&G a great honeymoon and give them the downpayment for a house with the money you saved.