I bulk load, but I cut the film and spool it by hand. I have a piece of tape on the wall in my "dark room" that measures out to 24 exposures (from the ceiling down.) I put a piece of tape on the spool and tape the film to it, that way I don't have to cut the film off when I'm unloading it.

I've never had any screw-ups nor light leaks. Once you get used to it, it's very quick and easy. I can do a roll in less than a minute.